
Benefits at a Glance
Please see below for a summary of the main benefits of Character AR
Direct Insurer Access

We encourage you to always have direct access to Insurers. We believe that the interaction between you and the underwrite improves knowledge the of risk and client understanding.
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Full Commission

As we are a fee-based AR Network, you keep all of the Insurers' commission. We generally deduct all of our agreed monthly fees from your commission when received from Insurers
Agency Base

Insurance companies often require minimum levels of support to grant and service agencies. Using our AR model removes these barriers and allows you to trade freely with our agency base.
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Client Money

Our experienced finance team will help you maintain tight credit control with your clients. All reconciliation of insurer accounts is completed for you. Using our facilities also avoids the need for personal guarantees.
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Compliance

Whilst we will help you understand the requirements of compliance and manage much of the processes for you, it is important to understand that you are still required to comply with our compliance framework. This will include regular audits and supervision by our compliance team.
Premium Finance

The Acturis system provides access to Premium Credit facilities. In addition, we have facilities with Close Bros, generally for the larger risks
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Acturis

As an Acturis branch, you will have access to the full E-trade facilities and documentation suite created for you and your company. All content on Acturis belongs to you and can be transferred to your own system if required.
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Funding

At Character AR, we understand that especially in the first year, funding may be required to compensate you for loss of salary during any covenant period. We have facilities to assist you, and we will be happy to discuss this further with you.
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HR Services

We can help with setting up your HR systems, for employees, including contracts and your legal obligations.
We can also introduce you to a payroll agency, if required.​​
Claims

There is no doubt that from your clients perspective, claims handling is an important measure of your efficiency. We will provide access to a claims handler for your claims needs and, where necessary, will assist you with the more complex claims
Broking

Our in-house broking team can help you place complex risks and provide advice as to which markets may be suitable for your clients. We will also provide help when you are on holiday or short staffed.
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Training

We provide you with access to a CPD-compliant system to maintain your competence requirements. We can also provide access to educational support, including insurer product knowledge facilities.
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